ODUBUNMI SUNKANMI AYOOLA

Economics

At the Economics department office

Appointment on Visitation important

#	Certificate	School	Year
1.	Ph.D (ECONOMICS)	UNIVERSITY OF IBADAN	2013

Health insurance and Healthcare demand in Lagos State, Nigeria.

The structure of the Nigerian health system and mechanisms for its financing draw their origin from the colonial medical system. During colonial times, services were designed primarily for public servants with preventive healthcare, mainly in the form hygiene and sanitation, provided to the general population. Financing for public sector service delivery points derived largely from the government budgets. Curative care was largely undertaken and funded by the missionaries, who established Faith Based Organisations (FBO) service delivery units, many of them outside the capital and in areas that were not readily served by public sector services. National Health Insurance Scheme (NHIS) was activated in 2002. Given the general poor states of the Nation’s health services and the excessive dependence and pressure on government provided health facilities, with the dwindling funding of healthcare in the face of rising cost, the scheme was designed to facilitate fair financing of healthcare costs through pulling and judicious utilisation of financial risk protection and cost-burden sharing for people , against high cost of healthcare through institution of prepaid mechanism, prior to either falling ill. Therefore, this paper attempts to find out how National Health Insurance Scheme (NHIS) has helped in improving demand for healthcare in Lagos State, especially among Lagos State civil servants.

ODUBUNMI SUNKANMI is a Associate Professor / Reader at the Department of Economics

ODUBUNMI has a Ph.D in ECONOMICS from UNIVERSITY OF IBADAN